How To Undertake a Bankruptcy Search in Northern Ireland
What is the Bankruptcy Process for individuals in Northern Ireland?
A person can be declared bankrupt in Northern Ireland through the Insolvency (Northern Ireland) Order 1989.
An Individual can voluntarily declare themselves bankrupt or a creditor can make an application known as involuntary bankruptcy.
Once declared bankrupt the Official Receivers Office will handle the assets of a bankrupt individual in Northern Ireland. The trustee may also claim inherited funds/ property due during the bankruptcy.
These days, an individual in Northern Ireland will usually be discharged from bankruptcy and will be free from its restrictions and conditions, one year from the date of bankruptcy declaration. The Official Receiver can however apply to court for a bankruptcy restrictions order extending the restrictions after discharge for the period stated in the order.
It is therefore essential to conduct a bankruptcy search in Northern Ireland before distributing funds to a beneficiary resident in Northern Ireland.
Bankruptcy Checks in Northern Ireland are available at the click of a button via our website.
How can I check if someone is bankrupt in Northern Ireland?
Northern Ireland has its own rules, public bankruptcy register separate to the rule and register in England and Wales. You can order a search of the bankruptcy register in Northern Ireland via our website and we will provide you with a report to confirm whether the individual is subject to bankruptcy proceedings in Northern Ireland.
You will need to provide the following information for the person you wish to search:
Full name
Date of Birth
Address
For more information about bankruptcy searches in Northern Ireland including prices and timescales, please click the order button below.
or contact us on 01244 470339